Surveys & legal

What is conveyancing?

Conveyancing is the legal process of transferring property ownership from a seller to a buyer. It involves checking the title, running searches, raising enquiries, handling the money, and registering the new owner. This guide explains each stage, what it costs, and how to choose the right solicitor or conveyancer for your purchase.

Last reviewed 26 June 2026

In short

Conveyancing is all the legal work involved in buying or selling a property. A conveyancer or solicitor checks the contract and title, carries out searches (local authority, environmental, water and drainage), raises enquiries with the seller's side, handles the deposit and completion money, files your stamp duty return, and registers you as the new owner with HM Land Registry. It usually takes 8 to 12 weeks from offer accepted to completion for a straightforward freehold purchase, and costs roughly £800 to £1,500 in legal fees plus disbursements such as searches, Land Registry fees and bank transfer charges.

What a conveyancer actually does

A conveyancer is your legal guide through the purchase or sale. Their core job is to ensure you become the legal owner of a property with good and marketable title, meaning no hidden legal problems that could cost you later or make the property difficult to resell. Every step they take is aimed at confirming that the seller can legally sell, that nothing unexpected is attached to the property, and that the transfer is recorded correctly.

Behind the scenes a conveyancer works across multiple simultaneous tasks. They verify your identity and the source of your funds under anti-money-laundering rules, review the draft contract prepared by the seller's solicitor, run a suite of searches against the property, raise formal enquiries about anything unclear in the title or contract, liaise with your mortgage lender and ensure the property meets their lending criteria, and coordinate the simultaneous exchange and completion logistics across all parties in the chain.

After completion they file your stamp duty land tax return with HMRC and pay any tax due, then register the transfer and any mortgage at HM Land Registry. The Land Registry title register is the definitive public record of who owns the property and any charges secured against it. You should receive a copy of the updated title register once registration is complete.

The conveyancing process from start to finish

  1. 1. Instruction and onboarding

    You appoint a conveyancer. They open your file, send out a client care letter with their terms, carry out identity checks, and confirm the source of your deposit funds under anti-money-laundering requirements.

  2. 2. Searches and title review

    They order the standard suite of searches: local authority (planning history, road adoption, enforcement notices), environmental (flood risk, contamination), and water and drainage. They also review the title documents sent by the seller's solicitor.

  3. 3. Raising enquiries

    Your conveyancer sends written enquiries to the seller's solicitor about anything in the contract, title or searches that needs clarification. This can include planning permissions, building regulations sign-offs, boundary issues, or details about the lease for leasehold properties.

  4. 4. Report to you

    Once searches are back and enquiries resolved, your solicitor reports to you. They explain the title, the contract terms, any issues found, and what they mean for your purchase. You confirm you are happy to proceed.

  5. 5. Exchange of contracts

    Both parties sign identical contracts and your solicitor physically exchanges them with the seller's solicitor by phone. You pay your deposit, typically 10% of the purchase price. The transaction is now legally binding and completion is fixed.

  6. 6. Completion

    Your conveyancer sends the balance of the purchase price by bank transfer. Once the seller's solicitor confirms receipt, you collect the keys. Ownership has legally transferred.

  7. 7. Post-completion

    Your conveyancer files your stamp duty land tax return within 14 days of completion, pays any tax, and applies to register you as the new owner at HM Land Registry. Registration currently takes several weeks to several months depending on Land Registry workload.

What conveyancing costs in 2026

Your total bill is made up of the legal fee (the conveyancer's work) plus disbursements, which are third-party costs paid on your behalf.

ItemTypical costWhat it covers
Legal fee (freehold purchase)£850 to £1,500The conveyancer's professional work, usually fixed-price
Legal fee (leasehold premium)£200 to £400 extraAdditional leasehold work: lease review, management pack
Local authority search£100 to £250Planning, road adoption, enforcement and local issues
Environmental search£40 to £80Flood risk, contamination, ground stability
Water and drainage search£40 to £60Sewer proximity and drainage rights
Land Registry fee (purchase)£20 to £500Scale fee based on purchase price, paid to Land Registry
Bank transfer (TT) fee£20 to £45Electronic transfer of completion funds
ID and AML checks£10 to £30 per personAnti-money-laundering and identity verification
Stamp duty land taxVariableCalculated on purchase price, filed by your conveyancer

On a £300,000 freehold purchase with no stamp duty liability (first-time buyer), expect total conveyancing costs of around £1,400 to £2,200 including all disbursements. Leasehold adds £300 to £600 more.

Choosing a conveyancer: what to look for

Both solicitors and licensed conveyancers can handle residential conveyancing. A solicitor is a qualified lawyer who can also advise on other legal matters; a licensed conveyancer specialises in property transactions only. Either can do an excellent job. The more important factor is whether the firm is proactive, communicative and on your mortgage lender's approved panel.

Most mortgage lenders require your conveyancer to be on their approved panel. If you choose a firm that is not on the panel, your lender will instruct their own solicitor, and you will pay two sets of legal fees. Always confirm panel membership with your lender before instructing.

Online conveyancing firms often quote lower fees, but the trade-off can be a lack of a named contact, slower response times, and less proactive chasing of the other side. Local high-street firms typically cost a little more but may handle your file more personally. Ask any firm how your file is managed, whether a named solicitor or a team handles it, and what their average time from instruction to exchange was over the last year.

No completion, no fee arrangements are now standard with many firms. Under these terms you do not pay the legal fee if the purchase falls through before completion. Note that you will still lose any search fees and disbursements already incurred, which can reach £300 to £500, so it is not entirely risk-free.

Solicitor or licensed conveyancer?

Both are regulated and both can do residential conveyancing well. Solicitors are regulated by the Solicitors Regulation Authority; licensed conveyancers by the Council for Licensed Conveyancers. Whichever you choose, confirm they are on your mortgage lender's panel before instructing. That single check prevents the need to pay two firms' fees.

Common questions

How long does conveyancing take?

Conveyancing typically takes 8 to 12 weeks from offer to completion for a straightforward freehold purchase. Leasehold properties, long chains, and slow local authority search areas can extend it to 16 weeks or more. Being responsive with paperwork and choosing a proactive firm helps keep things on track.

What is the difference between a solicitor and a licensed conveyancer?

A solicitor is a qualified lawyer regulated by the Solicitors Regulation Authority, able to advise on property and other legal matters. A licensed conveyancer is regulated by the Council for Licensed Conveyancers and specialises in property transactions only. Both can handle residential conveyancing, and both are legally authorised to act.

When do I pay conveyancing fees?

Some disbursements, such as search fees, are paid upfront, sometimes called a search fee deposit of around £300 to £400. The bulk of the legal fee is usually paid at or just before completion. Many firms offer a no completion, no fee arrangement on the legal portion, though you will still lose search costs already incurred if the purchase falls through.

Do I need conveyancing if I am a cash buyer?

Yes. Even without a mortgage you need a conveyancer to check the title, run searches, handle the money safely and register you as the legal owner. Skipping searches to save a few hundred pounds risks buying a property with contaminated land, planning enforcement notices, or title defects that could cost tens of thousands to resolve later.

What searches are done in conveyancing?

The core searches are the local authority search (planning, road adoption, enforcement notices), environmental search (contamination, flood risk, ground stability) and water and drainage search (sewer proximity, drainage rights). Depending on the property's location, additional searches such as mining, chancel repair, coal or tin mining may also be required.

Can I do my own conveyancing?

It is legally possible if you are a cash buyer, but it is risky and time-consuming. Most mortgage lenders will not allow it because they require a regulated professional to act for both you and them. Mistakes in the contract, searches or Land Registry registration can be very costly, so professional conveyancing is strongly recommended.

What is the difference between exchange and completion?

Exchange is when signed contracts are swapped between solicitors and the deposit is paid. From that moment the deal is legally binding. Completion is typically one to two weeks later, when the remaining balance is transferred and ownership legally passes to the buyer, who then receives the keys.

What does conveyancing cost on average in the UK?

For a straightforward freehold purchase in 2026, expect a total cost of roughly £1,400 to £2,200 including legal fees and all disbursements (searches, Land Registry fee, bank transfer and ID checks), but excluding stamp duty. Leasehold purchases add £300 to £600 due to the additional legal work on the lease and management pack.

Sources

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