What conveyancing fees actually cover
Conveyancing is the legal process of transferring ownership of a property. Your conveyancer (a solicitor or licensed conveyancer) handles the contracts, carries out searches, raises and answers enquiries, deals with your mortgage lender, and manages exchange and completion.
A quote has two distinct elements. The first is the legal fee, which is what the firm charges for its time and expertise. The second is disbursements, which are payments the firm makes to third parties on your behalf, such as search providers and HM Land Registry. Disbursements are passed on at cost.
Because some firms advertise a low legal fee and then add the disbursements separately, the headline figure can be misleading. Always look at the total, all-in cost before comparing one quote with another.
Typical conveyancing costs for a purchase
Illustrative ranges; actual figures depend on the property, area and price.
| Item | Typical cost | Type |
|---|---|---|
| Legal fee | £800 to £1,500 | Conveyancer's charge |
| Search pack | £250 to £450 | Disbursement |
| HM Land Registry fee | £20 to £500+ by price | Disbursement |
| Bank transfer (CHAPS) fee | £20 to £45 | Disbursement |
| ID and AML checks | £10 to £40 | Disbursement |
| Leasehold supplement (if applicable) | £150 to £400 | Extra legal work |
| Stamp duty | Varies by price and nation | Tax, paid on your behalf |
Stamp duty is separate from conveyancing fees but is usually paid through your conveyancer.
Common disbursements
Third-party costs your conveyancer pays for you:
- Local authority, environmental and water and drainage searches.
- HM Land Registry registration and official copy fees.
- Bank transfer (CHAPS) fees for moving completion money.
- Anti-money-laundering identity checks.
- Leasehold management pack fees, on leasehold properties.
- Stamp duty, where it applies, submitted on your behalf.
What can push fees higher
Some situations involve more legal work and cost more:
- Leasehold properties, which need extra checks on the lease.
- New-build purchases with developer contracts and deadlines.
- Shared ownership or Help to Buy style arrangements.
- Help with a gifted deposit or unusual source of funds.
- Properties with title defects, missing rights or indemnity needs.
- Help to Buy ISA or other scheme paperwork.
Look for 'no completion, no fee'
Many conveyancers offer 'no completion, no fee', meaning you do not pay their legal fee if the sale falls through. Note this usually does not cover disbursements already incurred, such as searches, which are paid to third parties and cannot be refunded.
Compare like-for-like quotes
A cheap headline legal fee can hide added charges for things like dealing with a lender, leasehold work or telegraphic transfers. Ask for a full, itemised quote that includes all disbursements, so you are comparing the true total rather than the advertised figure.