Refurbishment

House renovation checklist

A renovation goes wrong when jobs happen in the wrong order or the budget is set after work starts. This checklist walks through a house renovation from survey to final decorating, so you plan the work, sequence it correctly and avoid paying twice.

Last reviewed 5 July 2026

In short

A house renovation should follow a clear order: survey and plan, secure permissions and budget, strip out, structural work, first-fix (electrics, plumbing, heating), plastering, second-fix (kitchen, bathroom, doors), then flooring and decorating last. Set a full budget with a 10 to 20% contingency before starting, get written quotes from registered trades, and sequence the work so finished surfaces are not damaged by later jobs.

The right order of renovation work

Follow this sequence so you never redo finished work.

  1. 1. Survey and assess

    Get a survey and, on older homes, an EICR and damp check. Know the condition before you plan or budget anything.

  2. 2. Plan, permissions and budget

    Finalise the design, check planning and building regulations, and set a full budget with a 10 to 20% contingency.

  3. 3. Strip out and structural work

    Remove old kitchens, bathrooms and finishes, then do any structural work such as removing walls or repairs.

  4. 4. First-fix services

    Rewiring, plumbing, heating and any new pipework and cabling before walls are closed up.

  5. 5. Plastering and making good

    Plaster walls and ceilings, then allow proper drying time before decorating.

  6. 6. Second-fix and fit-out

    Fit the kitchen, bathroom, doors, sockets, switches and radiators.

  7. 7. Flooring and decorating

    Paint and decorate, then lay flooring and carpets last to protect the finish.

Before you start: planning checklist

Tick these off before any work begins:

  • Commission a survey and condition reports on older properties.
  • Confirm whether planning permission or building regulations approval is needed.
  • Check for listed status, conservation area rules or restrictive covenants.
  • Get at least three written, itemised quotes from registered trades.
  • Set a full budget with a 10 to 20% contingency.
  • Agree a schedule and payment stages in writing.
  • Sort insurance and, if needed, temporary accommodation.

Budget checklist: costs not to forget

The lines people leave out and regret:

  • Skip hire and waste removal during strip-out.
  • Making good, plastering and redecoration after first-fix work.
  • Scaffolding for roof, window or exterior work.
  • VAT on materials and labour.
  • Temporary accommodation or eating out during kitchen works.
  • A contingency for the hidden problems a renovation always finds.

Cost the whole project in one place

Our refurbishment and reserves planner turns a property's condition into an itemised renovation estimate across every line on this checklist, then adds it to your buying costs and emergency fund so your budget is complete before you start.

Never decorate before first-fix is done

Painting or laying floors before electrics, plumbing and plastering are finished means damaging or redoing that work later. Keep decorating and flooring to the very end of the schedule.

Common questions

What order should I renovate a house in?

Survey and plan first, then permissions and budget, strip out and structural work, first-fix electrics and plumbing, plastering, second-fix and fit-out, and flooring and decorating last. This order means you never damage finished work.

What should I do first when renovating a house?

Start with a survey and condition checks, then finalise the plan, permissions and budget. Knowing the property's condition and having a full budget with contingency prevents the most expensive mistakes.

How much contingency should a renovation have?

Set aside at least 10% to 20% on top of your quoted costs. Renovations routinely uncover hidden issues such as old wiring, damp or structural problems, and the contingency keeps the project on track.

Do I need planning permission to renovate?

Internal renovations usually do not, but extensions, loft conversions, structural changes and work on listed or conservation-area homes often do. Building regulations apply to electrics, drainage, structure and more.

Should I renovate before moving in?

Where possible, yes. Doing disruptive work such as rewiring, replastering and flooring before you move in avoids living in a building site and stops finished decoration being damaged by later jobs.

How do I budget for a renovation?

List the work room by room, attach a cost range to each line, add fees, VAT and a contingency, then get written quotes to firm it up. A planner that itemises the work by property condition makes this far easier.

Sources

Related guides

Work out your full cost of buying

The planner adds stamp duty, legal fees, surveys, refurbishment, removals and the emergency reserve you should keep after completion, so you know exactly how much cash you really need.

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